Salary Calculator Net / Gross

From the gross you deduct income tax (based on 2026 tax brackets, less credit points), National Insurance (Bituach Leumi), Health Tax (Mas Briut), and any employee contributions to pension and Keren Hishtalmut. What remains is the net — the salary that actually reaches your bank account. The calculator performs this automatically in real time.

This is a reverse calculation: the calculator finds the gross amount that, after all deductions, yields exactly the net you entered. Especially useful in salary negotiations — if you agreed on a certain net, you can discover which gross to ask for. Choose the "Gross from net" tab.

The annual 2026 tax brackets: up to ₪84,120 — 10%; up to ₪120,720 — 14%; up to ₪193,800 — 20%; up to ₪269,280 — 31%; up to ₪560,280 — 35%; up to ₪721,560 — 47%; and above that — 50%. Tax is calculated progressively: every shekel is taxed at the bracket it falls into.

One credit point is worth about ₪242 per month (about ₪2,904 per year) and directly reduces the income tax due. An Israeli resident usually gets 2.25 points, a woman gets 2.75. Additional points are available for children, completing an academic degree, new immigrants, discharged soldiers and more.

Up to about 60% of the average wage (about ₪7,522) a reduced rate is deducted: 0.4% National Insurance + 3.1% Health Tax. On the portion above that (up to the ceiling) the full rate applies: 7% National Insurance + 5% Health Tax. The deduction is capped at a monthly ceiling of about ₪50,695.

Employer cost is the total amount the employer pays for the employee beyond the gross: the gross plus employer contributions to pension (about 6.5%), severance (8.33%) and employer National Insurance (about 3.55%-7.6%). In practice employer cost is about 20%-25% higher than the gross.

The calculator gives a very good estimate for a salaried employee based on 2026 tax brackets, but it is no substitute for an official payslip or tax advice. It does not include tax adjustments (tium mas), additional income from other sources, special tax benefits (credit for self-employed contributions, eligible-settlement credit, etc.) or special cases. For a binding calculation, consult an accountant or tax advisor.